Canadian Dental Care Plan Near You
Your oral health is extremely important to your overall health. Ignoring it can result in major problems such as heart disease, diabetes, infections, and even pregnancy troubles. That is why it is critical to maintain good oral hygiene.
The CDCP helps make dental care less expensive for Canadians. Below is a simple breakdown to help you figure out how it works and determine if you qualify for this plan.
If you’re looking for details about the Canadian Dental Care Plan in Ottawa, ON, this guide has you covered!
Who Can Get the Canadian Dental Care Plan (CDCP)?
The CDCP is designed to help certain groups of Canadians. Right now, it’s available for:
- Seniors aged 65 and older.
- Children under 18.
- Adults with a valid federal Disability Tax Credit certificate for 2023.
To qualify, you also need to meet these four conditions:
- You don’t have dental insurance.
- Your family’s adjusted net income is below $90,000.
- You’re a Canadian resident for tax purposes.
- You filed your taxes last year.
Make sure you meet all these requirements before applying.
Already Have Dental Insurance? No Problem!
If you already have coverage through a government program (provincial, territorial, or federal), you might still qualify for the CDCP. Both plans can work together so you get complete coverage with no gaps or duplication.
How Much Does the Plan Cover?
The amount of the CDCP coverage depends on your family’s income. Here’s how it works:
Co-Payments According To Adjusted Family Net Income
| Adjusted household net income. | What amount will the CDCP cover? | The amount you will pay |
| Lower than $70,000 | 100% of qualified oral health care service costs will be covered according to CDCP-established fees. | 0% of CDCP-established fees. You may face additional charges, as detailed below. |
| Between $70,000 and $79,999 | 60% of qualified oral health care service costs will be paid according to CDCP-established fees. | 40% of CDCP fees are established. You may face additional charges, as detailed below. |
| Between $80,000 and $89,999 | 40% of qualified oral health care service costs will be paid according to CDCP-established fees. | 60% of CDCP fees are established. You may face additional charges, as detailed below. |
Extra Costs You Might Pay
Sometimes, you may have to pay extra if:
- Your dentist charges more than the plan covers.
- You agree to treatments that aren’t included in the CDCP.
Before starting treatment, talk to your dentist in Ottawa, ON to understand any out-of-pocket expenses.
How to Apply for the CDCP?
Here’s how you can apply for the Canadian Dental Care Plan (CDCP):
- Submit Your Application: Start by submitting your application through Health Canada.
- Processing Time: After your application is accepted, you will receive a welcome package within three months.
- What’s in the Package: The package includes information about the insurance coverage, when the benefits begin, and a membership card.
Ensure you give authentic information to avoid cases of a hold-up or delays.
At Dr. Sirwan Dental, we want to make the dental care process for our patients easy and as stress-free as possible. Please feel free to ask us any questions or if you would like help with applying for or using your CDCP benefits. Do not worry, we will be glad to assist you along the process if required!
Special Care for Persons With Disabilities
People with disabilities often face unique challenges when it comes to oral health. The CDCP offers flexible coverage for dental services.
At Dr. Sirwan Dental, we take pride in providing inclusive care. Our friendly team works to meet the unique needs of individuals with disabilities, ensuring comfort and quality care every step of the way.
Children’s Dental Health Matters
Did you know that over half of kids between the ages of 6 and 11 get cavities? That’s what a recent study found! Poor oral health can cause missed school days and even hospital visits for serious issues like tooth decay and more.
Early visits to the dentist near you—starting before the age of three—help prevent problems and keep kids smiling. Preventive treatments like fluoride and sealants are proven to protect teeth from decay.
At Dr. Sirwan Dental, we pay special attention to the preventive care that we offer to children so that they can grow with healthy teeth. As well as we ensure children have good oral health for a lifetime.
Caring for Seniors’ Unique Oral Needs
Just like any other aspect of our body, the structure of our mouth undergoes changes as we age. Most seniors experience sensitive teeth, dry mouth, gum problems, even tooth loss and many others. These problems can be worsened by medications and chronic diseases.
At our dental clinic in Ottawa, ON, we ensure that seniors receive quality dental care. Our services range from gentle cleaning to specific treatment to ensure that elderly people keep their teeth healthy.
What Does the Plan Cover?
Preventive Care
- Dental exams (routine, specific, or emergency)
- Dental X-rays
- Dental Cleanings (scaling)
- Fluoride applications
- Dental Sealants
Anesthesia and Dental Sedation
- Conscious sedation
- Moderate sedation (requires approval)
- Deep sedation or general anesthesia (requires approval)
Basic Treatments
- Dental Fillings (permanent and temporary)
- Root canals
- Cleaning under the gums
- Gum disease treatment
Major Services
- Dental Crowns and crown repairs (require approval)
- Dentures (new, replacement, and repairs)
- Tooth extractions
- Oral surgeries for conditions like cysts or jawbone fractures
Simplify Your Dental Care With Dr. Sirwan Dental!
At Dr. Sirwan Dental, we’re committed to helping you make the most of your dental care options. If you have any questions about the Canadian Dental Care Plan or need assistance with your application, we’re here to help. We also offer guidance on dental insurance for seniors, ensuring you get the optimal coverage for your oral needs.
Your smile is important—let us help you take care of it!
FAQ
What is the income limit for Canada's dental benefits?
To be eligible for the CDCP, your adjusted family net income cannot exceed $90,000 per year. Families with low income could afford full or partial standard services for dental treatment.
Is there a government dental plan for seniors in Canada?
Yes, the Canadian Dental Care Plan (CDCP) provides dental care for elderly Canadians who meet the eligibility criteria. This program is designed with the ultimate goal of offering dental care services at cost-effective fees for the senior citizens of Canada.
If you’re a senior citizen, the CDCP for seniors could make the costs of important dental procedures less expensive and, therefore, possible to help seniors keep a healthy smile in their later years.
What dental services are covered under the CDCP?
The CDCP covers a range of dental services, including:
- Preventive care
- Diagnostic services
- Restorative care
- Prosthodontic services
- Periodontal treatments
- Oral surgery
- More Services
Is orthodontic treatment covered under the CDCP?
Not yet. The introduction of orthodontic services has been anticipated to start in 2025. These services will only be claimed for medical matters and within specific conditions within a claimed amount allowance for these services.
Does the CDCP cover root canals?
Yes, root canal treatments form part of CDCP within the restorative services section. This allows you to get prompt assistance in case of severe infections or damage to your teeth.
Can I use the CDCP if I already have private dental insurance?
The CDCP is designed for people without dental coverage. However, if you already have private insurance, the CDCP can work alongside it to cover extra costs not fully handled by your plan. Be sure not to cancel your private insurance, as the Canada dental program might not cover everything, and its details are still being finalized.